Managing your money
It is important that you manage your money.

Why? So that you can make the most of what you have.

• Keep a record of what you buy.
• Know how much money you have.
• Plan your spending - so you don't run out!
• If you borrow from family or friends pay it back as soon as possible. That way they will trust you and bail you out in an emergency! They know you will pay promptly.
• Lend to friends - trust them! Don't hassle them for the money back, but be careful about lending again if they don't pay it back.

Don't forget that having and using money means:

• Earning it
• Spending it
• Saving it
• Budgeting

If you have a monthly allowance the money has to see you through the whole four weeks!